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Senior Housing
Types of Senior Housing:
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Senior Housing
Do you want to continue to live in the community but do not want all the chores that go along with owning a home? If so, senior housing might be the option for you. Depending on the community you choose, you can rent an apartment either at a market rate, or if your income level applies, a lower rate. Both are often designed with things like railings in bathrooms or power outlets higher up on the wall. They may also offer 24-hour emergency call service if residents need help right away. Some senior apartments also offer services to the senior who live there such as meals, transportation, social activities and other programs. They offer residents the opportunity to remain independent while offering them the opportunity to live in a community with other seniors.
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HUD Housing
The Us. Department of Housing and Urban Development (HUD) funds several rental assistance programs for seniors who qualify including:
- Public Housing or low-income housing that is owned and operated by a local housing authority. To apply for public housing or Section 8 certificates or vouchers you must go to your housing authority.
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Privately Owned Subsidized Housing
Privately owned subsidized housing includes units where the government provides subsidies directly to owners of qualified properties with loans or grants from the Federal government. The owners pass along the federal rental assistance subsidy to qualified residents to cover the gap between the resident payment, generally 30 percent of adjusted income and rent costs.
- To make an application for housing in a privately-owned affordable housing community, you will have to visit the management office for each community that interests you.
- Click here for a link to the Missouri Housing Development Commission’s affordable housing locator website.
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Continuing Care Retirement Communities
Continuing Care Retirement Communities (CCRCs) are also called life care communities. They offer several levels of care in one location. For example, many offer independent housing for people who need little or no care, but also have assisted living housing and a nursing facility, all on one campus, for those who need greater levels of care or supervision. In a Continuing Care Retirement Community, if you become unable to live independently, you can move to the assisted living area, or sometimes you can receive home care in your independent living unit. If necessary, you can enter the onsite or affiliated nursing home.
CCRCs differ from other housing options because they offer you a contract that says the CCRC will provide housing and services for life. Most CCRCs require a one-time entrance fee and monthly payments thereafter. Fees vary by community, depending on the type of housing and services offered in the community. Other CCRCs operate on a rental basis, in which case you would make a monthly payment but would not pay an entrance fee.
Click below for more information about housing options available in Missouri